I've negative equity in an ex partners mortgage, my name is on the mortgage, although I have never put any money into the mortgage and its currently in a state of negative equity. I can't get my name off the mortgage as it will cost my ex partner a few thousand to change it and he is not prepared to do this. I want to apply for a debt releif order as soon as possible to clear my debts , will my name on this mortgage affect my application?please help!