Loan default leads to creditor harassment from a debt collection agency. Debt solutions, such as a debt management plan, IVA or Debt Relief Order tackle money problems.

Source: How to Stop Debt Collection Agency Harassment: Debt Solutions …

A debt solution, like a debt management plan or a Debt Relief Order, helps someone overcome modest financial difficulties up to £15000. Find out how to become debt-free.

Source: Debt Solutions for Personal Debts Under £15000: Financial …

Whilst a debt management plan manages financial difficulties, a Debt Relief Order can write-off debt in 12 months. Both debt solutions help prevent creditor harassment.

Source: Debt Management Plans Vs Debt Relief Orders: Overcome Personal …