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	<title>Debt Relief Order - Free DRO Information and Assistance &#187; relief</title>
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	<description>UK DRO Information to Help You Better Understand Debt Relief Orders.</description>
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		<title>Freedom Debt Relief Sues Century Negotiations, Inc. My How Times Change.</title>
		<link>http://debtrelieforder.org.uk/5450/freedom-debt-relief-sues-century-negotiations-inc-my-how-times-change</link>
		<comments>http://debtrelieforder.org.uk/5450/freedom-debt-relief-sues-century-negotiations-inc-my-how-times-change#comments</comments>
		<pubDate>Mon, 21 May 2012 23:27:51 +0000</pubDate>
		<dc:creator>Debt Relief Order UK</dc:creator>
				<category><![CDATA[Debt Relief Order Articles]]></category>
		<category><![CDATA[century]]></category>
		<category><![CDATA[cni]]></category>
		<category><![CDATA[companies]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[fdr]]></category>
		<category><![CDATA[freedom]]></category>
		<category><![CDATA[group]]></category>
		<category><![CDATA[honcho]]></category>
		<category><![CDATA[leuthold]]></category>
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		<guid isPermaLink="false">http://debtrelieforder.org.uk/5450/freedom-debt-relief-sues-century-negotiations-inc-my-how-times-change</guid>
		<description><![CDATA[From How to Get Out of Debt For those that have been involved in the debt world for a number of years the names Freedom Debt Relief (FDR) and Century Negotiations, Inc. (CNI) were linked together through thick and thin under the trade group TASC, (The Association of Settlement Companies). In fact the honcho over at CNI, Dave Leuthold, was even the Read the full article at GetOutOfDebt.org,... [To view the rest of this article go to GetOutOfDebt.org]]]></description>
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		<title>How long does a Debt Relief Order (DRO) last? &#8211; Personal Finance &#8230;</title>
		<link>http://debtrelieforder.org.uk/5447/how-long-does-a-debt-relief-order-dro-last-personal-finance</link>
		<comments>http://debtrelieforder.org.uk/5447/how-long-does-a-debt-relief-order-dro-last-personal-finance#comments</comments>
		<pubDate>Mon, 21 May 2012 19:47:35 +0000</pubDate>
		<dc:creator>Debt Relief Order UK</dc:creator>
				<category><![CDATA[Debt Relief Order Blogs]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt relief orders]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[relief]]></category>
		<category><![CDATA[result]]></category>

		<guid isPermaLink="false">http://debtrelieforder.org.uk/5447/how-long-does-a-debt-relief-order-dro-last-personal-finance</guid>
		<description><![CDATA[How long does a Debt Relief Order (DRO) last? From: Think Money - 5:26am - May 21, 2012. How long does a DRO ( Debt Relief Order ) take?Full article: How long does a Debt Relief Order (DRO) last?Visit: www.thinkmoney.com. Continue ... ]]></description>
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		<title>Debt Relief Orders &#8211; Some Advice &#124; TheMispricing</title>
		<link>http://debtrelieforder.org.uk/237/debt-relief-orders-some-advice-themispricing</link>
		<comments>http://debtrelieforder.org.uk/237/debt-relief-orders-some-advice-themispricing#comments</comments>
		<pubDate>Sat, 19 May 2012 11:06:47 +0000</pubDate>
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				<category><![CDATA[Debt Relief Order Blogs]]></category>
		<category><![CDATA[compensate-their]]></category>
		<category><![CDATA[debt relief orders]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[really-despotic]]></category>
		<category><![CDATA[relief]]></category>
		<category><![CDATA[relief-order]]></category>

		<guid isPermaLink="false">http://debtrelieforder.org.uk/237/debt-relief-orders-some-advice-themispricing</guid>
		<description><![CDATA[Only people who do really despotic criteria can come in in to the Debt Relief Order . To be eligible… • They contingency be incompetent to compensate their debts. • They contingency owe no some-more than £15000. ...]]></description>
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		<slash:comments>1</slash:comments>
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		<title>World Law Debt, World Law Group, Orion Processing and Global Client Solutions Sued in Kansas</title>
		<link>http://debtrelieforder.org.uk/3766/world-law-debt-world-law-group-orion-processing-and-global-client-solutions-sued-in-kansas</link>
		<comments>http://debtrelieforder.org.uk/3766/world-law-debt-world-law-group-orion-processing-and-global-client-solutions-sued-in-kansas#comments</comments>
		<pubDate>Sat, 19 May 2012 11:06:45 +0000</pubDate>
		<dc:creator>Debt Relief Order UK</dc:creator>
				<category><![CDATA[Debt Relief Order Articles]]></category>
		<category><![CDATA[allegation]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[global]]></category>
		<category><![CDATA[group]]></category>
		<category><![CDATA[locke]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[odell]]></category>
		<category><![CDATA[organization]]></category>
		<category><![CDATA[orion]]></category>
		<category><![CDATA[plaintiff]]></category>
		<category><![CDATA[protection]]></category>
		<category><![CDATA[relief]]></category>
		<category><![CDATA[result]]></category>
		<category><![CDATA[services]]></category>

		<guid isPermaLink="false">http://debtrelieforder.org.uk/3766/world-law-debt-world-law-group-orion-processing-and-global-client-solutions-sued-in-kansas</guid>
		<description><![CDATA[ From How to Get Out of Debt A Kansas case by Joy Locke-Odell v. Orion Processing d/b/a World Law Debt, d/b/a World Law Group, and Global Client Solutions was just moved to Federal Court. In this case it the Plaintiff position is that each entity involved in this debt relief transaction is a credit services or debt management services organization and subject to Kansas Consumer Protection Act and Kansas Credit Services Organizations Act. The allegation is that Orion Processing was doing business as World Law Direct (&#8220;World Law&#8221;) and &#8220;purports to be a law firm, and has no attorneys working for it that are licensed to practice law in the state of Kansas.&#8221; If that is true, then that is a troubling finding. The Plaintiff learned about World Law via the internet and contacted World Law after reading the company claimed they were a law firm and provided its clients with an attorney to negotiate debt repayment. The serves were said to save the consumer 50% or more on her outstanding debt. The complaint states the website of World Law said they had attorneys with years of of experience in debt reduction, was a global law firm with &#8220;400 leading lawyers online, 7 days a week,&#8221; the client would be assigned a state attorney, and the consumer would work directly with lawyers as well as others. The Plaintiff enrolled with World Law in November of 2010. At that time they believed World Law was a law firm and could provide specialized debt relief services. The agreement she signed also included a provision that Orion Processing would provide services as well. Those services were to be a &#8220;contact review, insolvency analysis, pre-bankruptcy screening and analysis, asset information collection and preservation analysis, Fair Debt Collection Practices Act education course and collection of violation incidents, and access to World Law Groups library of legal forms and information.&#8221; The client agreement also provided the attorney would send notice of representation and a &#8220;conditional 10-20% settlement offer to creditors.&#8221; If the creditor agreed to less than 40% of the original debt the &#8220;purported attorney&#8221; would be authorized to settle. The Plaintiff was to pay Orion Processing $900.86 per month for 48 months. The fees were comprised of a onetime retainer fee of $199, monthly attorney evaluation fees of $84.95, $9.45 per month to Global Client Solutions, and a flat fee for &#8220;legal services per negotiated account.&#8221; The claim made by the Plaintiff is that despite the claims made by World Law, she found herself with increased debts and late fees and was eventually sued by two creditors for recovery of the debts. This left the Plaintiff is a worse position than she would have been in if she had not used the services of World Law. As a result of being sued, the Plaintiff notified World Law and was sent a pleading she was to use to answer her lawsuit. The complaint alleges the pleading was insufficient and improper. Most importantly it appears it was not prepared by a licensed Kansas attorney. Global Client Solutions is said to have played an important role in this scheme as the only mechanism by which &#8220;World Law enforces its transaction and collects payments from Plaintiff.&#8221; It is stated, &#8220;Defendant Global Client Solutions knows Defendant World Law is not a licensed Credit Services Organization in the state of Kansas yet facilitates the entire operation of World Law in Kansas.&#8221; Other issues raised by this arrangement include: the services were overpriced; the consumer believed she was hiring a skilled law firm and services of a licensed Kansas attorney; the services provided were not in compliance with Kansas laws regarding debt management services; the Plaintiff wound up negotiating &#8220;most of the debts she owed herself and received no material benefit from the transactions with Defendants;&#8221;, and the entries she hired did not engage in any significant debt negotiation on her behalf. This case was filed by Tai Vokins of Vokins Law Office, taivokins@vokinslaw.com . The filed complaint can be read here . Case Exposes Entities Behind Global Client Solutions As part of this filing an interesting document was included that provides additional information about Global Client Solutions. Apparently Global Client Solutions is a wholly-owned subsidiary of Global Holdings, LLC. Global Holdings has four members, each of which is also a limited liability company. Member 1 : The Merrick Family, LLC whose members are Beverly Merrick, Timothy Merrick, Julie Landers, Amy Merrill, Robert Merrick. Member 2 : Global Marketing Associates, LLC whose members are Soloman International, LLC with sole member Michael Hendrix; Hendrix Marketing Group, LLC whose sole member is Randy Hendrix; The Cyrus Group, LLC whose sole member is Jeffrey Boatman; Robert Hunter Enterprises, LLC whose sole member is Robert Hunter. Member 3 : Argonaut Private Equity, LLC whose sole member is George Kaiser. Member 4 : BOKF-CE, LLC whose sole member is BOK Financial Corporation. &#8211; Source @GetOutOfDebtGuy I can always use your help. If you have an tip or information you want to share, you can get it to me confidentially if you click here . Source: ]]></description>
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		<item>
		<title>Is a Debt Relief Order the New Bankruptcy Option? &#124; Iowa &#8230;</title>
		<link>http://debtrelieforder.org.uk/1700/is-a-debt-relief-order-the-new-bankruptcy-option-iowa</link>
		<comments>http://debtrelieforder.org.uk/1700/is-a-debt-relief-order-the-new-bankruptcy-option-iowa#comments</comments>
		<pubDate>Sat, 19 May 2012 06:10:26 +0000</pubDate>
		<dc:creator>Debt Relief Order UK</dc:creator>
				<category><![CDATA[Debt Relief Order Blogs]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt relief order]]></category>
		<category><![CDATA[debt relief orders]]></category>
		<category><![CDATA[official]]></category>
		<category><![CDATA[receiver]]></category>
		<category><![CDATA[relief]]></category>
		<category><![CDATA[result]]></category>

		<guid isPermaLink="false">http://debtrelieforder.org.uk/1700/is-a-debt-relief-order-the-new-bankruptcy-option-iowa</guid>
		<description><![CDATA[Is a Debt Relief Order the New Bankruptcy Option? It is and should ... But be advised, if the Official Receiver finds out at a later date that the information you supplied is inaccurate, then they may revoke the Debt Relief Order . ... ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Credit Reports, Credit History, and Credit Scores in Hiring and Job Performance. Is It Even Fair?</title>
		<link>http://debtrelieforder.org.uk/5425/credit-reports-credit-history-and-credit-scores-in-hiring-and-job-performance-is-it-even-fair</link>
		<comments>http://debtrelieforder.org.uk/5425/credit-reports-credit-history-and-credit-scores-in-hiring-and-job-performance-is-it-even-fair#comments</comments>
		<pubDate>Fri, 18 May 2012 18:30:21 +0000</pubDate>
		<dc:creator>Debt Relief Order UK</dc:creator>
				<category><![CDATA[Debt Relief Order Articles]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[counseling]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[history]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[relief]]></category>
		<category><![CDATA[result]]></category>
		<category><![CDATA[settlement]]></category>
		<category><![CDATA[world]]></category>

		<guid isPermaLink="false">http://debtrelieforder.org.uk/5425/credit-reports-credit-history-and-credit-scores-in-hiring-and-job-performance-is-it-even-fair</guid>
		<description><![CDATA[From How to Get Out of Debt You hear all the time how credit history can impact your ability to get a job. In the debt relief world debt settlement and credit counseling companies claim bankruptcy prevents people from getting jobs and that&#8217;s why people need to use their services instead. But what is reality and what is the negative impact of Read the full article at GetOutOfDebt.org,... [To view the rest of this article go to GetOutOfDebt.org]]]></description>
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		<title>Tough times for many people in Leicester &#124; National Money Helpline</title>
		<link>http://debtrelieforder.org.uk/1755/tough-times-for-many-people-in-leicester-national-money-helpline</link>
		<comments>http://debtrelieforder.org.uk/1755/tough-times-for-many-people-in-leicester-national-money-helpline#comments</comments>
		<pubDate>Thu, 17 May 2012 21:48:57 +0000</pubDate>
		<dc:creator>Debt Relief Order UK</dc:creator>
				<category><![CDATA[Debt Relief Order Blogs]]></category>
		<category><![CDATA[arrangement]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt relief order]]></category>
		<category><![CDATA[individual]]></category>
		<category><![CDATA[relief]]></category>
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		<category><![CDATA[solution]]></category>
		<category><![CDATA[voluntary]]></category>

		<guid isPermaLink="false">http://debtrelieforder.org.uk/1755/tough-times-for-many-people-in-leicester-national-money-helpline</guid>
		<description><![CDATA[Official records show that last year 2338 people in Leicester took out some form of debt solution, either with an Individual Voluntary Arrangement (IVA), Bankruptcy or Debt Relief Order , an increase of 5.8% on 2009. Leicester ... ]]></description>
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		<title>Debt Relief Orders DROs Explained In Detail</title>
		<link>http://debtrelieforder.org.uk/3454/debt-relief-orders-dros-explained-in-detail</link>
		<comments>http://debtrelieforder.org.uk/3454/debt-relief-orders-dros-explained-in-detail#comments</comments>
		<pubDate>Thu, 17 May 2012 21:48:56 +0000</pubDate>
		<dc:creator>Debt Relief Order UK</dc:creator>
				<category><![CDATA[Debt Relief Order Blogs]]></category>
		<category><![CDATA[assets]]></category>
		<category><![CDATA[automobile]]></category>
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		<category><![CDATA[unsecured]]></category>

		<guid isPermaLink="false">http://debtrelieforder.org.uk/3454/debt-relief-orders-dros-explained-in-detail</guid>
		<description><![CDATA[Several requirements must be met in order to qualify for a Debt Relief Order . Unsecured debts that cannot be repaid must not exceed £15000. Total assets must have a value less than £300 or the automobile must be worth ... ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Debt Local Responds to Media Report -School Children in Debt &#8230;</title>
		<link>http://debtrelieforder.org.uk/5414/debt-local-responds-to-media-report-school-children-in-debt</link>
		<comments>http://debtrelieforder.org.uk/5414/debt-local-responds-to-media-report-school-children-in-debt#comments</comments>
		<pubDate>Thu, 17 May 2012 11:58:04 +0000</pubDate>
		<dc:creator>Debt Relief Order UK</dc:creator>
				<category><![CDATA[Debt Relief Order Blogs]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[citizens]]></category>
		<category><![CDATA[consultation]]></category>
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		<category><![CDATA[dro]]></category>
		<category><![CDATA[initial]]></category>
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		<guid isPermaLink="false">http://debtrelieforder.org.uk/5414/debt-local-responds-to-media-report-school-children-in-debt</guid>
		<description><![CDATA[If a debt relief order is the most suitable way forward, we refer our clients to the Citizens Advice service. Debt Local offers a FREE confidential initial consultation and debt advice, as well as the following services: ... ]]></description>
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		<title>Credit Card Delinquency Rates Continue Decline</title>
		<link>http://debtrelieforder.org.uk/5409/credit-card-delinquency-rates-continue-decline</link>
		<comments>http://debtrelieforder.org.uk/5409/credit-card-delinquency-rates-continue-decline#comments</comments>
		<pubDate>Wed, 16 May 2012 17:43:02 +0000</pubDate>
		<dc:creator>Debt Relief Order UK</dc:creator>
				<category><![CDATA[Debt Relief Order Articles]]></category>
		<category><![CDATA[bad]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[consumers]]></category>
		<category><![CDATA[delinquency]]></category>
		<category><![CDATA[national]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[quarters]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[relief]]></category>
		<category><![CDATA[result]]></category>

		<guid isPermaLink="false">http://debtrelieforder.org.uk/5409/credit-card-delinquency-rates-continue-decline</guid>
		<description><![CDATA[From How to Get Out of Debt What spells good news for American consumers, spells more bad news for the debt relief industry. According to TransUnion, the national credit card delinquency rate for people more than 90 days past due has dropped to 0.73% from last quarters 0.78%. In addition the average credit card debt per borrower decreased by $242 to $4,962. Read the full article at... [To view the rest of this article go to GetOutOfDebt.org]]]></description>
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